KWASA
Trade Finance

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Trade credit insured · R250k - R4m

Trade more.
Wait less.

Working capital for South African businesses with confirmed orders, unpaid invoices, or income-generating assets. Fast decisions, disciplined risk, funds where they belong.

48h
Decision time
R250k-R4m
Deal range
3
Funding products
100%
Deals insured
What we fund

Three ways to unlock working capital

Every facility is priced to risk, secured properly, and self-liquidating by design.

PO Funding

R250,001 - R4m · 1-4 months

You hold a confirmed purchase order from a creditworthy buyer. We pay your supplier directly, your buyer settles into a controlled account, and you keep the margin.

  • For confirmed orders from government, SOEs or vetted corporates
  • Supplier paid directly - funds can't be diverted
  • Repaid from the buyer's payment

Asset Finance

R250,001 - R2m · up to 60 months

Finance income-generating equipment on an instalment sale. We buy the asset and sell it to you over time; ownership transfers on the final payment.

  • Yellow plant, trucks, manufacturing & medical equipment
  • From 20% deposit, up to 80% financed
  • Fixed instalments over the asset's working life
Fee estimator

See your costs before you apply

An indicative quote from our live pricing. Your final rate depends on the credit assessment.

Your estimate
How it works

From application to funds

01

Apply online

Pick your product, tell us about the deal, and upload your documents. Your progress saves as you go.

02

We verify

We confirm the counterparty independently and assess the deal against our credit framework.

03

Decision

Analyst, manager and credit committee review. Most decisions inside 48 hours.

04

Funds move

On approval and perfected security, funds are released - to your supplier, or to you.

Free tool for SMEs

Find the tenders.
We fund the ones you win.

Search live South African government tenders, free, on our board. When you win one, apply for Purchase Order funding in a click, with the tender details already filled in. Find the deal, win the deal, fund the deal.

  • Search live tenders from national departments, municipalities and SOEs, updated daily.
  • Save searches and get alerts the moment a matching tender is published.
  • Won a tender? Turn it into a funding application instantly, no re-typing.
Browse tenders → Free to search, sign in for full detail
Live tender board754 open now
Supply of medical consumables to district clinics
20d left
National Dept of Health · Gauteng
Construction of rural access road
8d left
Public Works · Eastern Cape
Managed IT support services, 24 months
3d left
SARS · National
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KWASA
Trade Finance

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PO Finance Application

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Company / Applicant Details
Provide your registered company information as per CIPC.
Optional. Required only for public-sector off-takers.
Application Pipeline

Application Pipeline

Incoming applications across all products.

RefProductSubmittedCompanyCounterpartyDeal ValueRequestedPhaseStatusGradeActions

Under Review

Deals being assessed — AI pre-screen and credit analyst review.

Active Loans

Disbursed PO loans and repayment tracking.

Loan refBorrowerPrincipalRateOutstandingDue dateProgressStatus

Repayments

Record and track loan repayments.

Record Repayment
Recent Repayments

Loan Ledger

Full audit trail of all fund movements.

Fund Dashboard

Kwasa Trade Finance portfolio — overview

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Application Detail

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Trade Finance

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Trade Finance

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